If you are looking for a job in Hello Work, the old -age welfare pension will be suspended.What are "unemployment benefits" and "pensions" adjustments?
If you start a job hunting in Hello Work, the payment of the old -age welfare pension will be suspended.Why does Hello Work's job hunting activity lead to the suspension of employee pensions?Let's look at the relationship between unemployment benefits and employee pensions.
If you try to receive unemployment benefits, the employee pension will be suspended!
In conclusion, the welfare pension received before the age of 65 is a system that cannot be received at the same time as employment insurance unemployment benefits.For this reason, if you receive a welfare pension by the age of 65, if you apply for a job in Hello Work, you will be suspended from pension payment regardless of whether you actually received unemployment benefits.
How long will it be suspended?
During the period when the payment of the employee pension is suspended, the month after the month to which the job application date belongs, the month after the unemployment benefit period has passed (the month after the expiration date of the receipt period belongs) or the prescribed number of days expires.Until the month (the month to which the last unemployment date belongs).For example, if you apply for a job in May and start receiving unemployment benefits in June, and receive it until November, the employee pension received by the age of 65 will be suspended from June to November.And the payment of the employee pension will be resumed from December.In this way, the period when the pension is suspended (in this example from June to November) is called the adjustable period.
Chart 1
Source: Japan Pension Service "Unemployment benefits / older employment continuation benefits will stop pensions if you receive employment insurance benefits!"If so, the pension for that month will be paid about three months later.For example, as shown in the figure, if you do not receive unemployment benefits only during the adjustment period, the pension for September will be paid around December.
If you straddle the moon, you will be kept fair by post -settlement
As mentioned above, the adjustable period is calculated on a monthly basis, so apply for a job at Hello Work, and the month of receiving unemployment benefits may be one day or 20 days, and the pension is paid in the same way. It will be stopped. In this case, even if the number of days of unemployment benefits is the same, the number of months when the pension is suspended depends on whether or not the month or not, causing unfair results. In order to make that point fair, post -settlement is set up. The post -settlement is a mechanism in which the payment of the benefit restrictions is backed back, and only the amount of the unemployment benefit has been received from it, so that the pension is paid is adjusted and settled. The calculation formula of the post -payments will be as follows, and if the number of months is canceled, the pension will be paid back. Number of pensions cancellation month = pension suspension month -Number of days to be paid for unemployment benefits ÷ 30 * If there is a fraction of less than 1 in the number of days eligible for unemployment benefits, round up. For example, if you receive an unemployment benefit in 150 days from August to December after the benefit restriction period from May to July, the three -month employee pension from October to December will be set up by post -settlement. You will be paid.